Safeguarding Wisconsin’s Future

When accidents happen, they can cause damage to other vehicles and various other types of property.

Property Damage Liability pays for damage to vehicles and other property caused by an at-fault accident. The amount covered depends on the limits and details in your policy and the regulations in the local state.

Accidents can lead to injuries for other individuals involved, resulting in significant medical expenses and potential legal liabilities.

Bodily Injury Liability helps cover costs associated with injuries to others caused by a covered accident. The coverage amount is determined by the policy limits and specifics, as well as state regulations.

Riding with a passenger can increase the risk of injuries during a ride-related incident, leading to potential medical expenses and liability issues.

Guest Passenger Liability Coverage provides additional protection for passengers on your motorcycle, covering injuries they may sustain during a ride-related event.

Accidents involving uninsured or underinsured motorists can leave you with significant expenses, including medical bills and vehicle repairs, without adequate compensation.

Uninsured/Underinsured Motorist Damage Coverage assists with injuries and other losses resulting from an accident with an uninsured motorist, a hit-and-run driver, or a driver lacking sufficient insurance coverage.

Various incidents, including severe weather, theft, or accidents, can cause significant damage to the physical structure of your vehicle, leading to costly repairs or replacement.

Physical Damage Coverage, also known as Comprehensive and Collision, covers expenses related to damage to your vehicle's physical body. This may include damage from weather events, theft, and at-fault accidents caused by a driver on your policy.

Motorcycle accidents can result in significant injuries, leading to high medical costs and financial strain.

Medical Payments Coverage and Personal Injury Protection help cover medical expenses incurred if you're involved in an accident while riding your motorcycle.

Personal items carried on your motorcycle are vulnerable to loss, theft, or damage, potentially leading to unexpected replacement costs.

Carried Contents & Belongings coverage compensates for personal property that is lost, stolen, or damaged while being carried on your bike.

Custom or unique parts on your motorcycle can be expensive to repair or replace if damaged, leading to significant out-of-pocket costs.

Custom Parts or Equipment coverage assists with expenses related to damages to the custom or unique parts of your motorcycle.