Fall is a season of change. Leaves turn color, the temperature cools and many animals get ready for winter. Deer, for instance, can seem to have a mind of their own around this time making it more dangerous while you’re out there on the road.
It can be difficult to know what to do when you encounter wildlife while you’re driving, but you can prepare by being aware of these risk factors:
High season for deer encounters. Fall is the most dangerous time, especially October and November, because deer are on the move and tend to show up more frequently in ditches and near the side of the road.
When the day draws down. Deer and other larger animals are most active between dusk and dawn. Unfortunately, this often aligns with commuting times.
Watch for signs. The transportation department often post signs in areas wildlife are known to frequently travel. While these factors may help predict when or where there’s wildlife, it’s important to note that they can step into the road in front of you anytime, anywhere.
The good news is that there are steps you can take to help keep you and your family safe where wildlife wanders:
Wear a seatbelt. Seems like a no-brainer, however, everyone in the car should use it—the seatbelt is your best defense if you have an accident. Use high beams at night too. When driving in low-light conditions, use your high beam lights as often as possible to improve visibility.
Look for more. If you see one deer cross the road, most likely others will follow, as deer rarely travel alone. Stay alert. Don’t be distracted while driving and be especially alert in rural or forested areas. Also be aware of other vehicles and road conditions, and watch the road shoulders for movement.
Maintain control. If there is a deer in the road in front of you, firmly apply the brakes, but take care not to swerve. It’s better to strike the animal than drive into oncoming traffic or lose control of your vehicle. If possible, release the brakes right before impact to bring the nose of the car back up. This will help prevent the animal from passing through the windshield.
Notify authorities. Call 911 if someone is injured or the animal is causing a safety hazard.
Would you be covered in a wildlife collision? While Collision insurance generally covers an accident with another vehicle, it won’t cover a collision with an animal. Consider adding Comprehensive coverage to your Auto policy, which will not only cover collisions with wildlife, but also theft and falling objects. Ask your independent insurance agent here at Eastling Insurance for details.
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Sandie (Sandra) Wilz is the owner and an agent at Eastling Insurance in Manawa, Wisconsin. She is passionate about educating clients and prospects on what their insurance coverages mean and how having the correct coverage can give the client the peace of mind they would expect from their insurance protection. Sandie can be reached at (920) 596-3355.